You’ve built a home, maybe taken a career break for your kids but do you know what’s happening with your money?
In this no-fluff episode, personal finance advisor Arpita Sinha joins Rinie Gupta to unpack the 5 biggest money mistakes Indian women make after marriage or motherhood—and how to fix them.
From letting your husband handle everything to never investing a rupee, this episode will make you rethink your entire approach to money.
What you’ll learn:
Why blindly outsourcing money matters to your husband is a risky move
How to structure joint and personal bank accounts as a couple
What to do if you don’t have your “own” money right now
Why saving in gold and FDs isn’t enough—and how to actually start investing
The mindset shift from “save what’s left” to “save first, then spend”
How to prepare financially before taking a career break
The importance of knowing your family’s financial documents, passwords, and policies
This is not a lecture—it’s the money chat every Indian woman needs to hear.
Watch on Youtube:
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Read the Blog:
[Blog] Ep 60. 5 Money Mistakes Indian Moms Make and How to Fix Them
![[Blog] Ep 60. 5 Money Mistakes Indian Moms Make and How to Fix Them](https://substackcdn.com/image/fetch/$s_!o3qj!,w_1300,h_650,c_fill,f_webp,q_auto:good,fl_progressive:steep,g_auto/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fedc44e6a-fbfb-43de-beb9-f271a3beef63_1280x720.png)
Motherhood often brings with it a seismic shift in our identities, responsibilities and finances. While Indian moms juggle countless responsibilities, financial independence and security often take a back seat. In this episode of The Modern Indian Parent Podcast
Chapters:
00:00 – Introduction
04:17 – Mistake 1: Outsourcing All Money Matters to the Husband
09:57 – Mistake 2: Not Having a Personal Bank Account or Emergency Fund
19:21 – Mistake 3: Saving Without Investing
30:39 – Mistake 4: Spend First, Save Later Mindset
36:00 – Mistake 5: Taking a Career Break Without a Financial Plan
43:47 – Final Reflections
Stay Connected With Us!
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📲 Follow here: https://www.instagram.com/modernindianparent/
👩 Connect With The Hosts
Rinie Gupta (Host, Pediatric Sleep Consultant): https://www.instagram.com/riniegupta/
Sanchita Daswani (Co-Host, Pediatric Nutritionist): https://www.instagram.com/sanchitadaswani/
Connect with the guest:
https://www.instagram.com/arpitasinha_official/
https://www.instagram.com/cashvisory/
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